FAQS

There are different types of self employed people out there and yes we can find mortgages for self-employed people.

You may not fit their affordability due to changes in circumstance of their lending policy, but often there are other lenders out there that look at cases differently so it is quite possible.

This will depend on the lender, your circumstances and how quickly you get things to us. This can be as little as 4 weeks but we aim to get an offer out in 6 weeks, we have no control over lenders and valuers but we can assure you we are always chasing this to get the mortgage offers through for our clients as soon as possible.

We are representative of the whole of market. So we can use any lender that will deal with mortgage brokers. If a lender has direct only deals we are unable to provide these, but we may have exclusives ourselves or can find a more suitable rate elsewhere.

This will depend on your personal circumstance as they are individual to you together with any outstanding loans or finance you may have and children also come into the equation. This will be dependent on the mortgage lender chosen, which is why we are here for you.

This will vary on the type of property that you are buying but it can be as little as 5%.

You have to have a standard survey to ensure the property is satisfactory to lend on for mortgage purpose, a home buyers report is good for properties that need a more in-depth survey for peace of mind as they will check for structural issues, subsidence, damp and any other issues. They may suggest you have more inspections like an electrical check or a full structural check to protect you from further issues.