FAQS

  • If I have a CCJ does this stop me getting a mortgage?

    Yes, this is potentially something we maybe able to help with. 

  • I have had a late payment can I get still get a mortgage?

    This may be possible but it will depend on what this was for, how often and how long ago. There are lenders out there that specialise in this area that we deal with.

  • I’m self-employed. Can you help?

    There are different types of self employed people out there and yes we can find mortgages for self-employed people.

  • I’ve been turned down by my existing lender can you still help me?

    You may not fit their affordability due to changes in circumstance of their lending policy, but often there are other lenders out there that look at cases differently so it is quite possible.

  • How long will it take to get an offer?

    This will depend on the lender, your circumstances and how quickly you get things to us. This can be as little as 4 weeks but we aim to get an offer out in 6 weeks, we have no control over lenders and valuers but we can assure you we are always chasing this to get the mortgage offers through for our clients as soon as possible.

  • Which lenders do you use?

    We are representative of the whole of market. So we can use any lender that will deal with mortgage brokers. If a lender has direct only deals we are unable to provide these, but we may have exclusives ourselves or can find a more suitable rate elsewhere.

  • How much can I borrow?

    This will depend on your personal circumstance as they are individual to you together with any outstanding loans or finance you may have and children also come into the equation. This will be dependent on the mortgage lender chosen, which is why we are here for you.